Resources
You need to become familiar with your local Federal Court.
Here are the links to those courts. The first is to the main page of courts and the second is the Federal
District Courts.
http://www.uscourts.gov/RulesAndPolicies/FederalRulemaking/LocalCourtRules.aspx
http://www.uscourts.gov/RulesAndPolicies/FederalRulemaking/LocalCourtRules/USDistrictCourts.aspx
The Federal Rules of Civil Procedure will become your new best friend. This is where you will find the rules
that govern the use of the Federal Court in order to seek your remedy. Reading this out loud to your self will
be of surprising benefit.
http://www.law.cornell.edu/rules/frcp/index.html
The Federal Rules of Evidence:
These rules will become your new best friend. But just like any new friend, you will need to spend a little bit of
time getting to know them. Once you start to learn them, you will appreciate their value and you will discover a
wonderful addition to the new friendships you are starting to develop.
http://www.law.cornell.edu/rules/fre/index.html
US Code:
This is the current version posted at Cornell, which you will find easy to use and a great resource.
http://www.law.cornell.edu/uscode/
In that Code you will find:
Title 12 is where you will find issues related to banking. In Title 12 you will find Chapters such as Chapter 27,
Real Estate Settlement Procedures.
http://www.law.cornell.edu/uscode/html/uscode12/usc_sup_01_12.html
In Title 15 you will also find Chapter 41, Consumer Credit Protection. It is well worth the read. Feel free to
read the whole title. This will help you see the bigger picture.
http://www.law.cornell.edu/uscode/15/usc_sup_01_15.html
Truth in Lending Act, also known as Regulation Z, can be found at the first link with further reading of subchapter
C on Closed End Credit and subchapter D, E and F.
http://www.fdic.gov/regulations/laws/rules/6500-1400.html
http://www.fdic.gov/regulations/laws/rules/6500-1700.html#fdic650022622
This is a link to good information that will be needed to address mortgage issues.
http://www.foreclosurelaw.org/index.htm
Other resources
http://stopforeclosurefraud.com/
http://stopforeclosurefraud.com/foreclosure-laws-by-state/
http://stopforeclosurefraud.com/judicial-or-nonjudicial/
http://stopforeclosurefraud.com/mers-101/
http://stopforeclosurefraud.com/securitization-101/
http://stopforeclosurefraud.com/videos-2/
This video is about the default swap market:
http://www.cbsnews.com/stories/2008/10/26/60minutes/main4546199.shtml
Glossary:
Anyone for a spelling bee? Maybe not, but in order for you to start taking control of your issues, you need to start with some of the terms you will be dealing with. To get started click on the link and take the time to see just how easy it really is to see the meaning of words you thought you would never need.
http://www.hud.gov/offices/hsg/sfh/buying/glossary.cfm
What! More Word Games :
Get out the Dictionary, no not the good book of Daniel, Black's, legal dictionary that is. There are many other good online links to legal definitions as well. It would benefit any house hold to have not only a regular dictionary but a legal dictionary as well. To save you the trouble here are several to choose from that are on line.
http://www.thefreedictionary.comhttp://definitions.uslegal.com
Credit, what credit?
Do you know your credit score? Do you know all of the issues that involve your credit report? Your credit report can be checked once a year for free from each of the reporting agencies. This link will get you started.
https://www.annualcreditreport.com/cra/index.jsp
How to find Fair Credit Reporting Act violations
How would you know if your rights had been violated when it comes to your credit report, you use the 2010 Supreme Court Opinion on the subject. This is a 63 page opinion from the Supreme Court explaining their opinion on the how the laws are meant to be applied when it comes to our credit report and our rights.
http://www.supremecourt.gov/opinions/09pdf/08-1200.pdf
Now let's talk fair: These Laws are Our Laws for Our protection.
The Federal Trade commission site can be a wealth of information so take advantage of what they offer. More consumer information can be found on the FTC's site under the Consumer Protection tab. Take the time to read the laws that were created for us, the People and to be used by the People, that is what they are there for.
http://www.ftc.gov/index.shtmlhttp://www.ftc.gov/bcp/edu/pubs/consumer/homes/rea10.shtm
